✓ Invoices on File: If you've shopped with us before, we can quickly access your records to expedite your insurance claim.

✓ Exclusive Disaster Discounts: We offer special pricing for families affected by local Montreal floods or fires.

✓ Insurance Expertise: We work directly with adjusters to ensure a smooth, professional furniture replacement process.

1. How do I start an insurance claim for furniture damage?

Immediately document the damage with photos. Contact Euro Style Design to retrieve your original invoices or to schedule a professional assessment of the furniture's replacement value.

2. Does home insurance cover flood damage to sofas and beds?

In Montreal, flood coverage depends on your policy. If covered, insurance usually pays for the replacement of porous items like sofas and mattresses that cannot be sanitized after water contact.

3. What is "Replacement Cost" vs "Actual Cash Value" for furniture?

Replacement Cost pays for a new version at current market prices. Actual Cash Value subtracts depreciation. We provide the retail quotes needed for full replacement claims.

4. Can Euro Style Design provide a quote for my insurance adjuster?

Yes. We provide itemized, professional quotes for insurance adjusters across Quebec and Ontario, ensuring the quality of your Spanish and Portuguese furniture is accurately valued.

5. How do I prove the value of high-end furniture if I lost my receipts?

Euro Style Design has maintained a secure client database since 2004. We can retrieve your historical purchase data to verify original prices and quality for your insurer.

6. Is fire or smoke damage to furniture reversible?

Smoke odor and soot penetrate deep into materials. If your luxury furniture is affected, we provide a "non-restorable" assessment to help justify a full replacement claim.

7. Can I choose a different style of furniture during a claim?

Usually, yes. Once you receive a settlement amount based on the lost item's value, you can apply it toward any new piece or configuration in our showroom.

8. How long does the furniture replacement process take?

We prioritize insurance clients with our priority delivery program. We maintain a large local inventory in Dorval for immediate delivery to your restored home.

9. Do you work with major insurance companies?

Yes. We have provided documentation for clients insured by Intact, Desjardins, Aviva, Beneva, and many other major Canadian providers for over two decades.

10. What if my specific custom furniture is no longer manufactured?

We specialize in "Like Kind and Quality" assessments. We will find a modern equivalent from our European partners that matches the construction and material quality of your original piece.